Last Updated: January 25, 2026

Welcome to Y4 Analytics!

These terms and conditions outline the rules and regulations for the use of Y4 Analytics's Website, located at y4-analytics.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Y4 Analytics if you do not agree to take all of the terms and conditions stated on this page.

1. Definitions

• "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions.

• "The Company", "Ourselves", "We", "Our" and "Us" refers to our Company, Y4 Analytics.

• "Party", "Parties", or "Us" refers to both the Client and ourselves.

2. Intellectual Property Rights

Other than the content you own, under these Terms, Y4 Analytics and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website.

You are specifically restricted from all of the following:

• publishing any Website material in any other media

• selling, sublicensing and/or otherwise commercializing any Website material

• publicly performing and/or showing any Website material

• using this Website in any way that is or may be damaging to this Website

• using this Website in any way that impacts user access to this Website.

3. Financial Disclaimer (Important)

The content provided on Y4 Analytics is for informational and educational purposes only. Nothing on this website constitutes professional financial advice, investment recommendations, or an offer to buy or sell any securities.

Y4 Analytics is not a registered investment advisor or broker-dealer. Market data, articles, and analysis reflect the opinions of the authors and are subject to change without notice. You acknowledge that any reliance on any material or information on this Website is at your sole risk. We strongly recommend consulting with a qualified financial professional before making any investment decisions.

4. Limitation of liability

In no event shall Y4 Analytics, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. Y4 Analytics, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

5. External Links

Our Service may contain links to third-party web sites or services that are not owned or controlled by Y4 Analytics. Y4 Analytics has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that Y4 Analytics shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

6. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of New York, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York for the resolution of any disputes.

Contact Us

If you have any questions about these Terms, please contact us:

• By email: contact@y4-analytics.com

• By mail: Y4 Analytics 14 Wall Street, 20th Floor Suite 2088 New York, NY 10005 USA